:-THE OPERATOR OF THIS WEBSITE IS NOT A LENDER-:, Does not make credit decisions, and does not charge any Request form fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to fast lender approval. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be connected with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lending partners offer loans up to $35,000 and not all lenders can provide you with the loan amount you requested. Loan amounts are determined by the lender based on individual creditworthiness. All financial terms of the loan will be provided to you by the lender. Loan terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lender directly. In some situations, faxing or emailing of documents may be required. Cash transfer times may vary between lenders and may depend on your individual financial institution. Loan repayment periods could vary by lender and location.
Borrow Responsibly – A short-term loan is ideally used for short-term financial needs only, not as a long-term financial solution. Late or missed loan payments may be subject to increased fees and interest rates. Lenders may use collection services for nonpayment of loans. 3YearLoans.com recommends seeking credit counseling if you have financial difficulties.
Please note that, while certain lenders may offer up to 36 months to repay a loan, a 3 year repayment period is atypical. Most borrowers can expect a shorter repayment period, it is typical for borrowers to be referred to short-term lending options. 3YearLoans encourages you to confirm your loan repayment period with your lender prior to finalizing the loan.
Consumer Advisory: Our lender partners will never ask for advance payment. NEVER pay a lender in advance for a loan.
Most applicants will not meet the lending criteria to qualify for a loan.